This post has been updated, see the new post here . Imagine that your home is destroyed in a fire overnight. After family and friends, you would likely next call your insurance company to report the catastrophe and initiate a claim. The person from the insurance company who investigates your claim and calculates the amount to be paid for the loss is called an "adjuster." About this time you also attempt to read through the fine print morass that is your insurance policy, and realize the difficulty of making sense of it all. Now imagine that after you report the claim you receive a letter from a "public adjuster," which helpfully points out to you that the insurance company's adjuster is an employee of the insurance company and therefore tied to the insurer's interests, and that the public adjuster is available to help you negotiate a better settlement with the insurance company, often for a percentage of the settlement proceeds, say for example 1...
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